Today, most traditional financial planners focus on maximizing returns on retirement investments.

The lessons that were brought to the forefront after 9\11\01 has taught us to focus on investment returns equal to the retirement needs of our clients.

Specifically, we utilize software that helps our clients determine the need for investment return based on their day to day spending needs. We coordinate all sources of retirement income with an assumed rate of return on their retirement investments. After establishing an inflation rate over a retiree’s life expectancy, we determine how long retirement investments will last.

In many cases, we find our clients assume more risk on these retirement investments than is necessary to sustain their life style throughout their life expectancy.